Born in NW Indiana, Jeff Cota moved to San Diego 17 yrs ago after attending school at Purdue University. Immediately Jeff fell in love with real estate and began immersing himself in the industry and working with homeowners to achieve their goals.
After spending his first 4 years focusing on more traditional forward financing options, Jeff came across the HECM (reverse mortgage) program and immediately recognized its ability to improve the lives of homeowners in retirement. Due to this discovery, Jeff’s passion became working with senior homeowners and helping them achieve their goals in retirement. This led to Jeff earning his Certified Reverse Mortgage Professional designation, making him a member of an exclusive group that consists of only approximately 155 loan officers nationwide.
In addition, Jeff sits on a select committee, comprised of other CRMP designees, with the National Reverse Mortgage Lenders Association tasked with the continued education of both professionals and homeowners about the benefits of incorporating the HECM product and housing wealth in retirement planning.
Jeff believes his experience in both forward lending and the reverse mortgage world has allowed him to adapt seamlessly to the recent changes brought on by HUD’s Financial Assessment requirements and lends him to better understand all the options homeowners have and an appreciation for their utilization with regards to the short and long term goals of home ownership.
Feel free to contact Jeff anytime by phone or email for personalized service and advice. Jeff Cota will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.